Board of Directors

Sarosh J Ghandy

Sarosh Ghandy is a graduate (1958) in Metallurgical Engineering from the Carnegie Institute of Technology, Pittsburgh, USA. He joined the Tata Engineering and Locomotive Co. Ltd. (now Tata Motors Ltd.) as an Asst. Metallurgist and over 14 years became the General Manager of the Jamshedpur Works of Telco. He was on the Telco Board as Executive Director from 1973 to 1999. He resigned from the Telco Board to take over as the Managing Director of TELCON, a Telco subsidiary, till his retirement in 2002. Mr. Ghandy has dedicated his life to supporting social and educational services at the highest level and was the Chairperson of eight related organizations. Additionally he is on the board of ten business organisations.

Late Elaine Marie Ghosh

Elaine began her career in 1974 as a financial analyst with Citibank N.A. and served as a banker for 10 years. In 2004/05 she was a consultant for all administrative functions and Facility Manager for the start-up India operations of Macromedia Research and Development. She also operated a Premises Consultancy and among other projects, set up the head office of Ujjivan Financial Services Pvt. Ltd, a microfinance company providing financial services to urban poor women. In 2007, she launched Parinaam Foundation as a non-profit Section 25 company to provide social services to urban poor communities. She was a strong environmentalist with a special interest in water and tree conservation. Elaine passed away on November 28th, 2013 but leaves Parinaam behind as her legacy.

Mallika Ghosh

CEO and Executive Director
Mallika Ghosh began her career in advertising. In her last job before Parinaam, she was Head of Films, South India for McCann Erickson. In 2013, the passing of her mother and Executive Director, Elaine Marie Ghosh brought her to the social sector and Parinaam. Alongside Elaine Ghosh, she developed the Financial Literacy Program (Diksha) and the Academic Adoption Program. Ever since, she has been personally involved in evolving Parinaam’s programs to meet the needs of the day and in creating the strategic vision under which the Foundation operates today. She is personally involved in all Parinaam activities and provides the day-to-day support the Foundation needs.

Samit Ghosh

Samit Ghosh is the founder of Ujjivan Financial Services Limited and served as its Managing Director and later as the MD of Ujjivan Small Finance Bank till 2019. Prior to founding Ujjivan, Mr. Ghosh was a career banker with over 30 years’ experience in India and overseas with a specialization in retail banking. He was part of the management team which launched retail banking in India with Citibank in 1985, Standard Chartered Bank in 1993 and HDFC Bank in 1996. Mr. Ghosh holds a master of business administration degree from the Wharton School of Business at the University of Pennsylvania.

Lt. Gen (Retd) Arjun Ray, PVSM, VSM

Lt. General Ray served in the Indian Army for 38 years and his career spanned two wars, two insurgencies and a socio-political campaign to win over alienated communities in Ladakh. As Corps Commander, he redefined the role of the Armed Forces from winning wars to preventing wars. He has authored Kashmir Diary: The Psychology of Militancy, considered a purple primer on terrorist psychology. His second book, Peace is Everybody's Business was published in 2012. For distinguished service and contribution to nation-building he was awarded the Param Vishist Seva Medal and was India's nomination for the Commonwealth Award in 2002 for women's empowerment. He is presently the CEO of the Indus Group of Schools in Bangalore, Pune and Hyderabad.

Maneesha Chadha

Maneesha Chadha is part of J.P Morgan's Global Philanthropy team and heads its India grants and CSR programs. Working closely with the JPMorgan Chase Foundation, she is responsible for driving the firm's philanthropy and employee engagement strategy across the country. Prior to this she was at Citi, where she was responsible for the company's social responsibility activities and Citi Foundation grant management in India. She has also held similar positions with RBS Foundation India and ABN AMRO Foundation India. Maneesha started her career 15 years ago in the financial inclusion space and has been a microfinance relationship banker, credit rater and trainer at international organisations. She is also very involved in the industry, serving as a director on the boards of two non- profit organisations - Railway Children India and Parinaam Foundation.

Ravi Bahl

Ravi Bahl has been with ChrysCapital since August 2001 and served as a Managing Director till December 2013. He has over 25 years of experience in financial services prior to ChrysCapital, where he spent more of his career working with Citibank as the country head for Indonesia and the head of consumer banking in India. He was also a member of the global corporate property group that constituted the top 250 Citibank leaders around the globe. After leaving Citibank in 1997, he built and managed the Indian operations for eFunds, a leading US transaction processing company. Ravi Bahl has an MBA from the Indian Institute of Management, Kolkata and a BA in English literature from Kolkata University. He is currently an advisor for the financial services sector.
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